Advantages of
Structured Settlements

Structured Settlements – Purpose and Intents

Structured Settlements provide life-long security for injury victims by way of a structured payment plan (as opposed to a lump sum settlement). The United States Congress approved structured settlements in 1982, offering injury victims a powerful disbursement compensation method for receiving periodic payments from their personal injury settlement. This valuable investment strategy provides injury victims with many tax advantages and a consistent stream of income that guarantees financial security for future financial obligations – including medical expenses, mortgage payments, student loans/tuition, general living expenses, or in-home, long term medical care.

Benefits of a
Structured Settlement

  • Structured settlements provide injury victims with financial security and may protect them from unforeseen future financial hardship.
  • Structured settlements offer a financial “safety net” and provide peace-of-mind to individuals and families worried about long-term financial security.
  • A structured settlement allows the injured party to customize payments that will be received over the entirety of the individual’s life. Additionally, they can be designed to cover virtually any future living expense.
  • With the flexibility to set up monthly payments, mirror regular paychecks, or designate lump sums for future payout, structured settlements ensure an ongoing revenue flow to cover expected expenses or even unanticipated financial obligations.